Episode-2100- Ben Fitts on Cryptocurrency and Crypto Gulch — 70 Comments

  1. Thanks, Jack for having me on the show… and thank you for the great compliment at the beginning of the show.

    I hope this was useful and I didn’t ramble too much about crypto. LOL.

  2. I’ve had a friend mining ETH since it was $5. He’s had a few GPUs fail. The down side of us owning the gear is we assume that risk. How do you handle hardware failure? i.e. warranty, expected service life, etc?

    • Hi Sam,

      Great question.

      I hope to take the burden off your hands as long as we have the same or similar units in stock. We’ll just swap it out with one from our inventory. That way you don’t have to deal with the warranty. We’ll do the RMA and just put the replacement into our inventory in exchange for the one we gave you.

      If we don’t have the same product, the vendor we prefer to use for GPUs has a great warranty where they will do “cross shipping” with us to minimize downtime.

      That vendor is EVGA btw. Also, they allow for the transfer of warranty. As far as EVGA is concerned we’ll be the owner for the RMA purpose unless you want your equipment shipped to you. In which case we’ll go into the EVGA system and transfer those items to you so you’ll be the warranty holder.

    • Ben, Thank you for the reply. I’m one to drive cars 200K+ to squeeze out every bit of service life and ROI. What is a realistic service life for a GPU?
      I assume you have some sort of limit to your swap policy. For example, if by some miracle my machine is still cranking out the crypto of the day in 5 years and dies, how would that play out?

      I’m all in…with my finger on the button on the 24th….Just curious about the longevity.

      • Sam,

        That’s a good point. Hmm. I guess we’ll need to set some sort of limit on the return policy. Let me check with the vendor and see.

        We’re not doing the cheapest GPU or the most expensive. We’re trying to utilize a GPU that we feel will have long life.

        We will have upgrade paths as well when we decide to upgrade technology.

        In the grand scheme of things if the GPU isn’t profitable to you it won’t be profitable to me since my fee is based on my bit of time every day I get to mine with the equipment. That’s an incentive to me to help find the best opportunities for the GPU.

        But I also realize we may want to upgrade the technology later. The current idea for an upgrade path is where we will credit you X towards an upgrade. We’ll be responsible for selling the used equipment and you’ll get a discount towards an upgraded product.

        I doubt you’ll want to keep your equipment for 5 years. Unless some new coins come out that make it more useful to mine with old equipment.

  3. Thanks Dude Named Ben. It was a very good show, and it was the rambling that had all of the value. At least for me.

    I got the sense that Jack is a bit of a bitcoin-core maximalist in regards to the forking issue. I got the sense that you were hinting at your doubts about core and the potential for replacements such as BitcoinCash and others. But maybe I’m filling in what I want to see?

    Two of my larger questions in this realm right now are about the monero vs zcash and probably more importantly about the huge potential of zencash that you mentioned. Which you did a good job of discussing.

    The other being bitcoin-core. Is the whole silliness about sticking to small blocks regardless of the original plan and the censorship drama about the federal reserve using the CIA and such organizations to coopt the currency? And regardless of that answer … is Bitcoin Cash just about another world power (China?) competing with them? All I’ve been able to find so far are one person or another who has obviously teamed up with one or the other making a case for how awful the other side is.

    My original theory was that with the lightning, segwit and small blocks that core in recent years in the form of blockstream was being set up to fail. But if that is true.. were they really stupid enough to not understand that all of this open source and it is no big deal to fork? It isn’t like open source is a new concept. And frankly a concept that had to exist before such a thing as bitcoin could exist. Man… and you were apologizing for rambling.. ;/

  4. Hi Derek,

    I think Bitcoin core will still have a lot of value no matter what. There seems to be a bigger following for Bitcoin core than any of the offshoots.

    BitcoinCash I have never liked. It doesn’t seem like they really implemented it properly. There are major problems like blocktimes that may take HOURS. If I’m waiting on my BCC transaction I don’t want to wait hours. I could send ETH and get it in 20 seconds.

    Regarding the new forks coming up… I don’t know if any of them will work. I honestly haven’t had enough time since I’m putting together CryptoGulch to really investigate them. I know a lot of people I respect that don’t like the new forks for a variety of reasons.

    One thing about these Bitcoin forks is… Don’t we already have altcoins that do the same thing or better? So why do we need a fork of Bitcoin? Why not just start using the various altcoins more?

    • Adding to this many (not all) alt coins are in fact bitcoin forks.

      Anyone can fork off of BTC at any time, the question is always will anyone else care? And how is the fork done, ie, what hype/marketing goes with it.

      Many call litecoin for instance a clone and it is, but it was cloned with a fork. However when litecoin came out they didn’t call it a fork, even though it was. They presented it as an alt coin, so long ago that it was mainly marketed as being silver to btc’s gold.

      These new forks are marketed as “fixing bitcoin” but all they really are is alt coins. The goal?

      Get the majority of miners to follow the new fork and you get consensus and the new alt coin BECOMES BTC. Likelihood is low but that is the gamble!

      How many coins exist from BTC forks, you’ll be shocked

  5. I may mis-remember this.. but I was under the impression that litecoin was only a fork of the software and not the blockchain. While technically still a fork, I think generally what people mean by a “bitcoin fork” (at least presently) is that the blockchain is getting forked as well. Or am I misunderstanding that?

    Regarding the “goal” as Jack theorized.. that is certainly true for Bitcoin Cash since they have and continue to make their intentions very clear in that regard. But I’m not seeing that as being the case for Bitcoin Gold. They certainly don’t seem to be suggesting anything like that on their web site.

    @Ben. That is the first time I’d heard about there being long waits for BCH. Do you have a reference for that? The stuff I have seen tends to say the opposite. My personal experience is that it is fairly fast, and certainly a lot cheaper than core.

    • Gold is a strait alt coin in marketing anyway.

      Again have a look at the map I posted a link to.

      Yea there are lots of different types of forks and different forks mean different things.

      I think the play for Gold is doing a true fork so anyone with BTC can instantly have BTG and hope that gets people using it.

      I have my doubts. It seems the idea now of cling to the bitcoin name is catching on. I hope this silliness stops soon. BTC as it is can handle every problem it has, the entire problem is way over blown and for now the miners are part of it.

      With simple mods to the core, BTC can scale, miners need to get into their heads that it isn’t how much money you make per transaction but how much money you make in a day.

      Also the idea that anyone with a computer needs to be able to be part of BTC mining needs to be dropped. There was a guy that did a great talk on all this earlier this year on one of the Bitcoin Talk podcasts. Can’t remember his name or which show but after listening to him I realized all this hype around BTC’s problems is nothing but political bullshit and miners making as much as they can while they can with the current system.

      Basically many of the big mining pools do not want to fix the problem now because short term they will make less. So they shit stir on this and that fork, but will never go along with them. They feign interest, etc. But they are going to stick to core, period the end.

      They won’t back solid changes to fix core itself until they think the problem is big enough that fixing it will help them make more money. Dangerous game!

      It opens up the chance that some alt coin will become the next bitcoin but which one is the question. It will not be one of these political forks though.

      It will be the one that makes your grandmother comfortable paying with it. DASH claims to be on that track but I have yet to see anyone do anything but talk about it.

      This system will have to never touch government money or it will be saddled with bullshit and held back like coinbase.

    • Hi Derek,

      I follow Charlie Lee (founder of Litecoin on Twitter) He has lots of issues with BCH and has pointed out several times where BCH has struggled with block times. Of course Charlie has his own bone to pick… Especially since Litecoin already has Lightning Network and Segwit support.

      I think what happens is BCH adjusts slowly. You see really short block times for days… then really long block times for days. The adjustment isn’t happening quick enough. This then requires a hard fork to fix the difficulty adjustments. (It’s not uncommon, especially in forks.)

  6. Ben, thank you!
    You said you were still working on the software. Would you like a peer review? I am sure there are a number of SW developers in the TSP community that could help out.

    • Thanks for the offer Mike. Can you shoot me an email at ben AT or open a support request?

      I’d like to keep your information for later.

    • I’m working on additional forms of payment… But right now it’s:

      Major credit cards, and crypto

      I’m working on some other payment methods. Hopefully in time for the launch!

    • There is a GIANT form at the bottom of the show notes for that. It is huge and says Crypto Gulch Notification List on it.

    • I’ve also accidentally trained myself to ignore large, colorful spots on websites that are so often irrelevant ads.

      I sometimes have to ask my wife to come over and look at a page so she can show me where to click to give them my money. Especially if it’s blinking. Sometimes I can’t see those flashy things even when I’m aware that’s what I might be missing and I’m concentrating on it.

      It took me a good solid long time to find this form, and Jack’s right, it’s huge. What helped me with this one is I saw an apparently unexplained “Name” field, then when I tried to figure out what it was for I saw the submit button and eventually the HUGE image that said “notification list”.

      At least I didn’t have to call my wife over for another chance for her to laugh at me about not being able to see the flashy thing in front of my face. 😉

    • I saw the form about 30 seconds after I posted. A case of perception bias I guess, since I was looking for a text link, and not a sign up form with a graphic. I thought I had gone back and deleted the comment, but I guess I didn’t.

  7. Thanks for the info Ben. Many of us are interested, however, a little more info on what to expect would be great! Such as:

    -Expected ROI (you touched on this in the episode but you didn’t say what hash rate the machines run at and how many coins per day we can expect. Sure the price of Bitcoin makes it a little hard to project ROI, but just use the 52 week average or at least projected coin production.

    -Longevity (I see another member just asked about this – more info here would be great)

    -“Small fees” (you mention several small fees on the website but don’t say what that fee is)

    Really I’m just trying to understand how much I can expect to spend & make over 1yr 5yr 10yr time frames.

    Thanks for the help and info!

    • There is no real way to answer your question.

      Right now a GPU does about $1.50 a day. Some days more. Some less. A couple months ago it was $2.50 a day. Some days more.

      To some degree mining difficulty is always increasing because other miners are adding more GPUs… So rewards will decline but it is also tied in to the GPU price.

      The main “fee” is where I mine for myself to cover my costs such as electricity, insurance, security, rent, maintenance, etc. That fee is 30%…. 27.5% for people with 6+ GPUs and 25% for people with 24 or more GPUS.

      Other fees would be things like you want me to package up all your equipment and send it to you. I need to charge you for shipping which depends on where you live. I also need to charge a little bit for my time. I don’t know what is fair and will depend on where you live and how much equipment you have.

      Another fee would be if you wanted me to sell your rig for you instead of ship it to you. I’d need to mark it up 10% to cover the credit card fee of 2.9% plus leave myself 7.1% for my time in helping you sell it to another customer, then my time in converting that rig over to the other customer’s account.

      Hope that makes sense? I’m not trying to be cagey. It’s just not real important that I flesh out those extra fees on the site yet since they won’t be needed at launch. I’ve got other things to work on for the launch that have more urgency.

      • To be clear, this means that the rigs we get will be mining for us over a set number of hours per day, and then the rig will switch over to mine for you for a different period of the day; effectively at a 70/30 ratio of time mining?

        • Precisely and the more GPUs you add the lower his fee goes and less hours for him your rigs mine.

    • Legivity has been answered many times. Every time Jack’s mentioned us we’ve talked about longevity. Look up at the top. I think my second response goes into some detail about the kind of GPU.

      But no you’re probably not going to want to use this GPU in 5 years. Everyone else mining will be using better faster GPUs and yours won’t make nearly as much money. You’ll want to stay up to date on technology so we plan to have an upgrade path.

      As I mentioned in the response near the top of the messages… The upgrade path would be X amount for your old GPU which we’ll give you credit towards whatever the new technology is. We’ll then take on the burden of reselling that GPU for you. Or of course we can package up your GPUs and mail them to you and you can sell them yourself.

  8. In the previous post about Crypto Gulch, Jack recommended using a Jaxx wallet. In doing some research, it looks like Jaxx does not recommend recieving mined coins to a Jaxx wallet. Can I point my mining rig payouts to Jaxx. I’m new to mining and wondering if anyone has experienced problems with this? From their knowledge base:

    Can I point my mining rig payouts to Jaxx?

    No, Jaxx is a lightweight wallet that is not designed to receive mining payouts. We do not recommend pointing any mining rig payouts to Jaxx as it may cause issues on your end as well as potentially causing issues on our end.

    One transaction sent from your mining rig/pool is actually composed of several “micro-transactions” and having several of these payments (sometimes daily or multiple times a day) may cause complications in the range of your Jaxx Wallet is not initializing, not showing the correct balance or not allowing you to send transactions.
    Please redirect your mining payouts as soon as possible and if you’re experience issues with the wallet/address you were sending the rewards to you can import the Private Key of that address into a new Jaxx instance by following the steps here.

    • Hi Jay,

      Thanks for asking this question. It’s come up in private a couple times and it’s good to answer it in public for others who have the same question.

      That’s pretty typical. NO ONE wants you mining to their wallet. Exchanges don’t want you mining to their wallets either.

      This is partially a scare tactic and partially legit.

      The legit part is that if you do a lot of incoming small transactions to a wallet, then do a large outgoing transaction… it can take the wallet awhile to process as it combines all the small bits into one large one. Especially secure transactions like Zcash where it goes through a “shielding” process to anonymize the transaction. If you’re at scale like Jaxx or an exchange it only takes a few users doing that to really slow down the server.

      There are ways to overcome this:
      1. Don’t withdraw the minimum amount from the mining pool. Set your limits to be higher. This also reduces network fees so you are more profitable in the long run.

      2. Transfer the funds from Jaxx (or whatever primary wallet you mine too) to a secure wallet where you store your coins long term. In my case that would be a Trezor hardware wallet. If you did that on a weekly basis you wouldn’t cause a big headache for Jaxx.

      Of course, you can also put a wallet on your desktop and mine to it… but for a novice user with no experience in crypto and only a 2 GPU starter rig… Jaxx probably won’t even know you’re mining to their wallet. You won’t be doing enough transactions to matter. And it is easier to teach a novice user to install Jaxx than to teach them to put a wallet on their desktop, deal with updates, deal with large blockchains of 20+ gigabytes of data, security of the wallet, etc.

      • Good answer Ben, I would love to know how you do this,

        “1. Don’t withdraw the minimum amount from the mining pool. Set your limits to be higher. This also reduces network fees so you are more profitable in the long run.”

        That makes a LOT of sense to me, a TON in fact. I do like that every time I open Jaxx a little green bar comes up and says “payment received” it feels good to know my team of little robotic slaves are working for me.

        But I really would not care if the deposit came say once ever few days or even say once a week.

        • Okay found it but I don’t know what this means in flypool settings “To save your settings complete the public IP Address of your worker given:”

          Um I guess that is the IP of your end right?

        • Jack,

          I’ll send you my public ip. I don’t want to post here for the sake of trolls DDoSing me. 🙂

        • Indeed! Thx. I think I am going to set my deposit threshold to .1 zcash instead of the current .01.

  9. Hello Ben,

    How soon do you expect to take orders from those who may not be one of the lucky 20? Is it a matter of weeks or months?

    • Hopefully weeks.

      I’ve looked at several warehouses for expansion but haven’t found the right fit yet. I’m aggressively looking for space so we can take on more customers.

  10. Maybe not the right place to ask about this, but I’m trying to get onto Bittrex platform, and they need enhanced verification as they can’t find my legal records – asking me to :
    Take a fresh selfie, ensure nothing is blocking a full view of your face
    Do not use the same image from your identification documents
    Do not use a professional profile picture
    Do not manipulate the image of your identification in anyway. This includes adding watermarks or blacking out certain information
    Do not crop the image of your ID such that any portion of the ID is removed including edges

    …. I’ve just never come across this before when joining any other website, and am wondering if this is the protocol everyone has had to go through? Not this actual enhanced verification, but the legal verification of identity.
    Just a bit paranoid I guess, considering all things.
    appreciate feedback.

    • Hi Erin,

      It’s the new form of identity verification that is becoming more common.

      Step 1. You upload front/back of your drivers license or id.
      Step 2. They ask for a selfie which facial recognition then automatically compares to your id.

      Even dating apps like “Bumble” now use a facial recognition software where you have to take a selfie.

      As far as the ID blame the archaic laws of the US government and the fact that the banking industry wants to make this difficult for us. Most US-based exchanges are going to ask for extra details.

      You can use a non US based exchange and you won’t have to do all this identity verification but your funds may not be as safe.

      As far as Bittrex goes I went through the verification recently. I’m still going through it on a new account at Coinbase 🙁 They’re taking forever.

  11. Hey Jeff! Quick question, what exact card are we going to be using? I’m using some online calculators to figure out the expected ROI. Since different cards are going to do better mining different coins, I’d like to know what cards we’re buying exactly. Thanks so much!

    • We use GTX 1070s.

      1060s are cheap but closer to end of life.
      1080s are not worth the extra money.
      1080 tis are good but significantly more expensive than 1070s and are more limited in which coins they’re good at mining.

      AMD cards are good… They’re also harder to find. I also have more difficulties with getting them to run on low power. I can get 1070s to run at low power reducing our hosting fee.

      I may add a second package with AMD cards in the future. It’ll have a different pricing structure (Maybe even different fee.)

      I’m waiting to see how AMD Vega cards develop. Currently, I can’t buy more than 20 at a time. That makes it difficult to build a lot of customer rigs.

  12. Question on the insurance: how does your insurance on the rigs work, considering we would be the owner of the equipment itself? Do you have sufficient coverage for care/custody/control of others’ property?

    The reason I’m bringing it up is that this was listed as one of the benefits of mining through your service. Thanks!

    • I’m working that all out now actually. It’s a great question and something a lot of people probably don’t even think about.

      I’ve contacted a couple different companies to get price quotes on a policy for this. So I’m still working on it. But it is something I think is important. For one thing I don’t want to lose my entire business over it!

  13. I just received a notice from “The Motley Fool.” They’re hosting a live event discussing crypto currency Tuesday night. Guess it’s going main stream!!

    • I agree. But then you knew that 🙂

      Once you see Dubai and Russia that both announced last week they are creating their own cryptocurrency. It is definitely mainstream.

    • Anywhere from 1 day to 14. I know that is rather vague. 🙂

      I have some equipment in stock to setup rigs right away but I’m also currently waiting on deliveries of more equipment. I can also only build/setup so many rigs at a time because I don’t have all the backend software completed yet. So to be safe I’m going to say it could take as long as 14 days although I doubt it will take that long. I just want to err on the side of caution.

  14. Thanks Jack
    Looking forward to the launch and hopefully can get in the first 20 spots for CRYPTO GULCH

    Also bought the lights and love them

  15. Ben,

    Where can I find information on the finalized terms of the Mining agreement, management charge/%, When payment for rigs must be made, what type payments accepted, how/if pool bonuses are applied,Etc., Etc.

    I signed up for email list 2x but never received info. Would like to jump in but am lacking info.

    • 30% for 5 or less GPUs.
      27.5% for 6 – 23 GPUs.
      25% for 24 or more GPUs.

      (If I can resolve the electrical issues and negotiate better rates then hopefully we can lower rates later.)

      You control your payments. I don’t mine to my wallet. I mine directly to your wallet for you. For the 70-75% of the day we mine to your wallet for you. You control the payment schedule. If you mine Zcash for example it pays out typically every 0.01 Zcash. There are reasons why you might want to change this and set it to a higher amount. For example, Jack just set his to be 0.1 per payout. He’ll get fewer payments but he’ll pay less in transaction fees to the Zcash network/pool. (these fees are independent of me.)

      Payments should be: Paypal. all major credit cards, and crypto.

      • no offense intended, but $600/GPU seems a bit steep? I’m all for paying people for their time but if your are buying them in bulk it seems like they should be much cheaper than that.

        Again, no offense, just trying to understand where the investment is going.


        • I think the basic response is if you want to buy and run your own GPUs, go for it. Ben worked out a model that makes doing this stuff worth doing, that is it, that is all.

          Can you buy a GPU cheaper, I am sure you can and when it is time to upgrade you can try to sell it yourself instead of have an upgrade path with them helping you sell off older gear. You can run it yourself, you can deal with the warranty if it craps out, etc.

          In short if I were Ben, and I am not, I would say simply, the price is what it is, take it or leave it.

  16. Hi Kevin,

    It’s a good question. I’m happy to answer it.

    First, the the assumption that prices are cheaper… is not accurate. At least not at our current volumes. Maybe if we were placing $250,000 orders.

    The GPU market isn’t going down. The demand, and hence prices, is going up. Getting cards in bulk is challenging. You may be able to go buy 5 or even 10 cards at a time at a cheaper rate from a big bulk retailer… but they limit you. Then you have to wait 48 hours to order more. To get 60 cards at a time you have to go through a distributor. The distributors in some cases are still charging above retail because the demand for cards is so high. They still see CryptoGulch as a small fish. I will certainly work to get their prices down, but it’s going to take a little time.

    Second, I have to pay several fees.
    3% for merchant processing
    5% for the affiliate.

    So that’s $48 off the top of that $600 I don’t see.

    Third. You’re missing out on one important fact. We only charge you for the starter kit once. Even if you have 2 or 3 full rigs you only paid that starter kit once. So the first rig costs $4400 for 6 GPUs but the second full 6 GPU rig only costs $3600!

    Once you’re on your second rig of 6 GPUs I no longer charge for a starter kit. So that means I’m footing the bill for:
    Motherboard, ram, cpu, power supplies, aluminum mining rig frame, and other adapters… Before I even turn on that 7th GPU for you I’m investing a whole bunch of my profit on the first 6 to buy you all that gear for your second rig.

    But you’re right. You can buy GPUs cheaper. You also have to do the research and figure out which brands to buy. You have to figure out how to tweak them and get better performance out of them. I actually encourage some users to do so. It is a very rewarding experience. However, a lot of people won’t have time to do all that. This service is for those people.

    If you do decide to do it yourself I hope to also be able to provide for you. Some people have asked about buying starter kits for themselves. I also offer some of the specialized parts for sale through my other business:

    • thanks Ben, that’s a bit more informative than “the price is what it is, take it or leave it” 🙂 you have been very patient and forthcoming with every question, I certainly appreciate it. I’m a bit of a novice when it comes to crypto currency and this helps me understand the costs and more importantly helps justifying the investment to my much prettier half. She generally trusts my judgement but $3-4k to mine magic coins deserve a little more than”Hey Baby, guess what I did today” conversation. I’m sure you’ve heard the old saying, happy wife… happy life (or as a friend likes to say… Happy wife… keep your jimmy). 🙂

      Again, the question wasn’t meant to be an offense or attack and I appreciate you not taking it that way.

      Thanks again for the great info and quick response.

      • Please note that I don’t see it as an insult that you asked. I do however wonder about such a thing being asked when demand for what is being sold is so high that the website itself can’t handle people attempting to buy the product.

        Two things while I did say the price is the price I did also give you some examples of the value add such as handling warranty returns and such.

        Second if I came off a bit gruff I apologize, I am sick and barely making it though shows this week due to a head cold and throat issues, my voice is my income you know. Additionally I had to deal with a typical troll of the day today all asshurt because of a comment about how you have to be a shitty person not to help a person in real need if you can. I guess he took that personally, gee, I wonder why?

        And this damn cold has me not sleeping all at the worse time of the year, a deer and a pig to process and a shit ton yet to be done for the work shop.

        In the end it was a good question and I really learned a lot from Ben’s answer.

        • Hey no worries Jack and no apologies necessary, i didn’t take offense, was just giving you a bit of a poke.

          Sorry about the cold (and the asshurt troll). I’d give you a hand processing the deer and pig if I could, especially if i could talk you out of some venison heart. 🙂

          Take care of yourself.

        • Look an example of this typical trolling bullshit turned up right here, likely the same turd under a new name since I blocked his old one. I approved it and responded because it was fun. And so you can see the typical shit that happens DAILY with asstards that feel a need to tell a man that has been doing something for 10 years why he is wrong, even though they have never done a fucking thing themselves, in fact most have accomplished exactly the square root of fuck all.

        • Yes, Jack can be an ass sometimes. So can I.

          We alternate days of the week though.

          I’ve only had to fire one customer so far 🙂

  17. I’m sorry to be a nit-pick but…

    You lost me with your constant use of “you know”.

    Please try to curtail your use of this verbal crutch as it gets very grating so much so I had to stop listening. I send you this critique with goodwill and a hope of making you a better communicator.

    All the Best

    • You know, I have been doing this very successfully for 10 years now, you know, to the point where like you know, 150,000 people a day tune in to find out new information, you know, right?

      So do you know what you can do with your um, you know nit picking bullshit. You know what you can do right? Kindly fuck off elsewhere and you know you won’t even be missed.

      Thanks for that, you know, it gave me a huge smile and made my day!

    • My critique was intended for Ben.

      Jack, all I can say is WOW.

      I have no history of trolling on this web site and have hardly even made any comments. I took the time to reach out to Ben in the spirit of goodwill with a gentle critique.

      • So you took your time out to talk shit about Ben as a “gentle critique”. Fuck that! You were just being a dick to be a dick.

      • Here is what I mean, say I saw you (before this shit) in a crowded place with your fly down. I’d walk up to you and say quietly to you, “hey David, check your fly man”, the analogy here would have been a personal email.

        What you did was walk into a crowded room, thought may be a guys fly was down and yell across the room, “hey man your fly is open, please zip it up, you lost me with your fly being down, zip it up for a better professional appearance”.

        All just to help of course, just a gentle assist. Again you can just sod off if you want to help people that way.

        • Jack, I can see your point.

          Ben, please accept my apology for posting my critique on a public forum.

          David L. Moore

    • I’m sorry you feel I was “grating”. Jack and I had an off the cuff discussion for 2 hours. Nothing was prepared beforehand. I think Jack had a few questions he wanted to be answered but he didn’t send them to me to prepare answers beforehand.

      In my experience, my overuse of “you know” is indeed a bad habit. Just like people that say uhm. In my experience having actually done Toastmasters for awhile, I know that I can avoid them if I have things prepared.

      If you feel that is an issue for you, then you may have an actual problem and need therapy. I can imagine you put your foot in your mouth often.

      You see other people may have felt the same way as you… but out of the thousands of listeners to this episode, you’re the only one to complain in writing in a public forum.

      I’m going to request that you not attempt to join CryptoGulch in the future. I prefer not to do business with you and don’t want to waste time refunding your money.

  18. Thanks Ben….I didn’t make the final round cut, but I really appreciate how you addressed the unexpected demand. Very fair and ethical. Would expect nothing less from anyone in the TSP community. Well done sir!

    • Thanks, Mike.

      I hope you registered for the “lottery” as I plan to take the names for the next round of customers from the “lottery” entrants.