Posts Tagged ‘debt’
Wednesday, May 19th, 2010
Yesterday I made my second large purchase of the year, a 2005 F-350 Diesel Super Duty I got for 30% under its Kelly Blue Book Value, I paid cash. Earlier this year I bought a new RV (a Shamrock 21ss) I also paid cash. I almost feel guilty about this but it got me thinking, 8 years ago my wife and I sate down face in hands looking at over 25K in credit card debt, medical bills (which grew before they shrank) and more.
We thought “how did we let this happen”, we thought about just letting things keep going and paying a “little bit more” on a few debts. Our income was great, our house payment was low, it would all be okay, a meeting with a “financial liar” confirmed it wold be fine. The liar even suggested we take out some home equity since we had so much if we were worried about low cash reserves.
In my head the wisdom of my grandmother screamed out over the words of this clown who had the arrogance to claim he understood money. My wife and I began a journey, one many of you have followed as well. I have discussed he journey and the how and why behind it, yet until today I have never discussed the freedom that lies on the other side.
In January I walked away from a six figure salary to do TSP full time. It was a hard choice but we had paid all debt by that point and began saving money heavily. We jumped from stocks before the crash and had not taken the hit. Something totally unexpected occurred though, despite a massive reduction in my income, we actually seem to now have more money.
I have started to really understand why this is the case and a lot of your “post debt” emails took on a new meaning for me as of yesterday. So today while I will talk a bit about debt, I am going to talk far more about what completing the journey will mean. If you are going fight a difficult battle you need to realize what victory will mean.
Resources for today’s show…
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Please Comment with Your Debt Stories Today! – I want success stories, your stories about where you are on your journey and anything and everything in between. Note – If you are a spammer that wants to plug some debt help bullshit, don’t bother posting.
Thursday, May 13th, 2010
By the time our children are in high school today they should be getting what I consider to be a basic financial education. In fact our citizens in college today don’t get this education unless they specialize in economics or finance and even then it is slanted to the “Statist” or “Keynesian” model.
Join me today as we discuss the following…
- What is money?
- What is a backed currency?
- What is a “fiat currency”?
- Why does money exist?
- What is M0, M1, M2 and M3?
- What is inflation?
- What is debt?
- Can a currency also be a debt?
- How are U.S. Dollars created?
- What is fractional reserve?
- How do banks create additional money?
Additional Resources for Today’s Show
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Monday, April 19th, 2010
I am going to try to start making the feedback shows more engaging with a lot of different sources. So today we have your questions by email, your feedback by phone, some interesting news stories and even some audio off of Youtube on money creation to help answer one of your questions.
Join me today as we discuss…
- What about making your own solar panels
- Should a young grad buy land even if they are not ready to build
- How do you set priorities and “pull it all together”
- Exactly how is money created by “lending it into existence”
- CITI Pays back the loans to the government, what does it mean
- Are you contributing to “the systems” with credit cards if you pay your balance in full
- A simple additive to improve the life of your vehicle
- A Icelandic volcano disrupts Europe’s food chain
- Who feeds the world, industrial agriculture of peasant farmers
- How do you transport silver & gold long distances
- Window Farms – and idea who’s time has come
- Can you grow guavas in New Mexico
Additional Resources for Today’s Show
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Tags:
debt,
economics,
federal reserve,
gardening,
gold,
hydroponics,
land,
listener questions,
money,
permaculture,
silver,
solar,
volcano Posted in
Survival Preparedness |
17 Comments » Monday, March 15th, 2010
Well we are back from Arkansas where we had a great mini vacation. We spent 4 days hiking about 5-6 miles a day and even wore out Max, the survival podcast dog, which isn’t easy to do. So today we are back with your questions and commentary on articles and other things sent in by the audience.
Tune in today as we discuss…
- New MSB supporting vendor Honeyville Grains will be given 10% off to all MSB vendors
- Social Security now has to cash in Federal IOUs, what will that mean for us
- Lessons learned from fruit trees lost during a hurricane
- What is the right rifle action to start learning with and why
- Are 0% financing programs on cars legitimate
- Do travel trailers and and RVs make a good prep item
- Are GMO producers finally being held accountable for damaging the crops of other farmers
Resources for today’s show
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show
Friday, March 5th, 2010
Today we do a show with your questions comments and feedback on subjects like public education, storage, gardening, the second amendment and more.
Join me today as we discuss…
- How we could fix our education system overnight with no additional spending
- Thoughts on high mileage cars and diesel motors
- What exactly should “arms” mean in the 2nd amendment, would it apply to a cruise missile
- What’s up with all the buy gold advertising
- How can you effectively increase storage space in a typical suburban home
- What’s first paying debt down or basic preps
- Will the government seize retirement accounts like IRAs and 401Ks
- What are some good areas of the US with affordable land and libertarian politics
- What should a left handed right eye dominant shooter do
- Choosing mulch from suppliers like Home Depot and Lowes, etc.
Additional Resources for Today’s Show
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Thursday, March 4th, 2010
So you want to be a revolutionary? You want to be a patriot? You want to be like the great men and women that helped create our nation. Today I have a different way to look at that concept. To be a real radical perhaps set your sites a bit further back into history. Tune in today to see what I mean. Revolution is in the air.
Join me today as we discuss…
- The difference between what you care about and what you can influence
- Why you have to fight a “guerrilla war” at this point in the game
- Why radical, rebel and revolutionary are positive things
- Why growing food is the ultimate act of rebellion
- Why building things is an act of rebellion
- How we now plan out deaths instead of retirement
- Why you don’t have to do many of the things you think you do
- The motivation that makes you do things you don’t want to do
- Changing that motivation into a positive force
- The sliding scale, your on it what does it mean and what direction are you going
- What would you do if you could do anything you wanted
Additional Resources for Today’s Show
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Tuesday, February 16th, 2010
Today we discuss taxation from the view of the modern survivalist. We examine the non partisan truth of taxation, the reality that the only constant in taxes for over 100 years is more taxation which have created more spending. We now have an unsustainable government and that government has created sustainable poverty.
The long term consequences of this system are easy to see, understand and if we are not careful feel overwhelmed by. I am here today to tell you that you are not controlled by the system, it is you and your fellow American’s that power the system. Unlike a battery though you control your power, where is focused, home much is used etc.
The reality is we are our own solutions and it is only by first changing ourselves that we can ever hope to change our system. Tune in today for the horrible truth about taxation and the empowering reality of your ability to control it.
Additional Resources for Today’s Show
Tuesday, February 2nd, 2010
Today we back up and take a deeper look at the topic of debt and how it both destroys lives in good times and bad. Debt is a cancer that is destroying America. We have been sold a false dream, a false dream that robs the true dream of America’s legacy of freedom.
Join me today as we discuss…
- The basic rules of survival
- The false dream of debt vs the real dream that is America
- Why debt really is cancer and why it will make you act in fear
- How debt leads to bigger government
- Why financial management and debt elimination cannot be separated from survivalism
- The cost of debt must be measured in time, not dollars for the horror to become evident
- The only way to eliminate debt
- Why people in debt out spend people who are debt free
- Why you must at least start eliminating debt if you want to be a modern survivalist
- The main way to be a survivor is to reduce dependence
- Inflation punishes savers, save anyway
- We are forced into risk, debt makes that worse
- The solution is in your hands
Additional Resources for Today’s Show
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Monday, February 1st, 2010
Today on the first day of a new month and a new week we do our regular listener feedback show. I have a huge back log of questions and comments so I may have to do a few of these this and next week just to catch up. That said keep your questions, comments and suggestions coming.
Join me today to discuss…
- Why I on occasion use words considered profane on the air (see my disclaimer here)
- Advice on choosing a rifle between at Remington, Savage and a Marlin
- Real estate rental properties as an investment
- What do you do for mulch in a place like Las Vegas
- Are mega packages of survival manual pdfs worth the cost
- How do you wake up to debt cancer before a problem does it for you
- Will silver and gold be worth anything if TSHTF and what does the bible say about this
- The trials of owning “Eskimo dogs” and where they fit in a permaculture system
- Saving pennies and nickels for “copper value” is it worth it
Resources for today’s show…
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
Tags:
308,
coins,
copper,
debt,
dogs,
gold,
listener questions,
permaculture,
real estate,
rifle,
silver,
spirtual Posted in
Survival Preparedness |
10 Comments » Wednesday, January 27th, 2010
Today on the Survival Podcast I interview Cam Mather. Cam is a great guy and a wealth of knowledge. Living on 150 acres of forests and ponds, north of Napanee and northwest of Kingston, Ontario Canada and being as independent as he can. He has channeled his real world knowledge into a book called, “Thriving During Challenging Times: The Energy, Food and Financial Independence Handbook”
Join Cam and I today as we discuss…
- The reasons we need to focus on energy independence today
- What you can do to become more financially independent even on a less then median wage
- The problems with how so many of us get our food today
- Advice for growers in northern climates
- The advantages of country living
- The challenges and rewards of living off grid
- The potential effects of peak oil and peak water
- Some of the biggest pending threats including pandemic and food shortages
- Advice on freedom and making it happen for yourself
Resources for today’s show…
Remember to comment, chime in and tell us your thoughts, this podcast is one man’s opinion, not a lecture or sermon. Also please enter our listener appreciation contest and help spread the word about our show. Also remember you can call in your questions and comments to 866-65-THINK and you might hear yourself on the air.
