Category Archives: Blogs

TSP Directory Mention of the Week: Dynasty Wealth

Dynasty Wealth Partners

Dynasty Wealth Partners

Our TSP Business Directory featured mention of the week is Dynasty Wealth Partners. They are an authorized Infinite Banking Practitioner. Dynasty Wealth can help create multi-generational wealth. Their strategies show you how to keep more of your money, have more control over your finances, pay less taxes and build more wealth for now and for the future.

Dynasty Wealth has three websites to advise you on specific needs. They are Dynasty Banking, College Savings Plus and Business without Banks. Each of these areas of expertise will appeal to those that are interested in learning more about those topics. They have an excellent blog that features posts to enlighten you to wealth preservation and debt elimination.

A licensed IBC provider

The Definition of Banking

Michael has a wealth or resources on his site about the Infinite Banking Concept, if you are interested in learning more. You can check out his blog here, but I wanted to share a particularly interesting section from his site:

“Banking, banks, savings and loans, credit union etc. Do the commercial banks own these words? Think about the word – Bank. What does that mean? You see we have blood banks, memory banks, snow banks etc. A bank can also mean a slope that goes to a body of water, like a river bank.

Commercial bankers do not own the word bank. What we would like for you to understand today that banking is a function. Banking in the sense of money is an action where someone deposits money into a pool, that which can then be loaned out to generate revenue.

In modern times customers of a bank or credit union deposit their money (which is actually a liability on the banks balance sheet). Then through the use of fractional reserve lending the bank can create loans based off of the allowable fraction determined by the central bank. This is approximately around 3% of deposits to the commercial bank.

Reserve requirements are the amount of funds that a depository institution must hold in reserve against specified deposit liabilities. Within limits specified by law, the Board of Governors has sole authority over changes in reserve requirements. Depository institutions must hold reserves in the form of vault cash or deposits with Federal Reserve Banks. (source: )

In the United States, a reserve requirement(or liquidity ratio) is a minimum value, set by the Board of Governors of the Federal Reserve System, of the ratio of required reserves to some category of deposits held at depository institutions (e.g., commercial bank including US branch of a foreign bank, savings and loan association, savings bank, credit union). The only deposit categories currently subject to reserve requirements are net transactions accounts, mainly checking accounts. (source: Wikipedia )

Your deposits into your current bank account go on to become loans for your friends, neighbors, and even yourself. Most people think that banks earn the difference of what they pay you in interest and what they charge in interest on loans. This is only partially true. Because of the fractional reserve system banks can earn hundreds of percent based off one deposit.

I explained all this so that you will know that banking is a function and not a place downtown with a large nice building where people in suits go to work everyday called a Bank.

Once you understand the Banking function you can then go on to learn how you can take advantage of “Becoming Your Own Banker”. Meaning, you create a pool of money that builds over time, then when you need access to money you can get said money. When created properly you will have more control, you will be able to capture the interest that is normally going to the commercial banks as profits which in turns gives you even more money in the future.”

Thanks to Dynasty Wealth and all the TSP Directory Businesses

Be sure to check out Dynasty Wealth Partners and the other outstanding businesses right here in the TSP community. Remember to support small business when you can. Shop local and shop within our online community here at TSP. Next week, I will be writing on Fluid Depiction LLC. They are an IT contract and Web Development company right out of the TSP audience. Be sure to check it out.

If you haven’t already listed your business here on the TSP site, you can get started today for less than $1 a month. Build resiliency into your life by becoming your own boss. As we approach the end of 2016, think about opportunities around you, and seriously consider the entrepreneurial path. The only thing stopping you is yourself!

Free Live PETV Presentation with Stefan Sobkowiak of The Permaculture Orchard

PETV Presentations

You can find all of the recorded presentations on the PETV On Demand Page

This week on PETV Presentations

Today, November 8
1pm Pacific
2pm Mountain
3pm Central
4pm Eastern
Episode 17 – Stefan Sobkowiak
More Details:
More details are available on the PETV Event Page
Topic: Membership Marketing

Register Now

Keep up to date with, and register for, all of the free live presentations here.

Did you miss a presentation? No worries, all of the presentations are available On Demand and every presentation’s Q/A sessions are available for free. Check out the PETV Presentations On Demand Page.

Stefan Sobkowiak

stefan-sobkowiak-squaredStefan grew up on a small farm in Quebec, Canada. Fascinated with the natural world he thought biologists save the world. He trained as a wildlife biologist then Mastered in animal behaviour. Realising biologists often measure the decline of populations he looked at what professions affect the land and realised landscape architects do. He obtained a Masters in Landscape architecture. Operated a landscape design office for 20 years specialising in designs to attract wildlife during which time he was a sessional lecturer at McGill University for 8 years teaching: fruit production, landscape plants and design, and natural history of vertebrates. Since 1988 a professional speaker with over 500 local and international presentations. Since 1992 is co-owner of a small 12 acre farm orchard that transitioned to organic upon purchase. Then operated as a certified organic monoculture apple orchard. In 1996 mostly removed, redesigned and in 1997 began replanting as a high biodiversity permaculture orchard with a goal of generating $1 per/ft2. The result is documented in an educational film by Olivier Asselin “The Permaculture Orchard: Beyond Organic” and his new companion book to the film. Teacher, trainer, mentor, designer, farmer, father, all in a days work.

TSP Standard Format to Return Tomorrow

Guys and Gals I wanted to post a short note about the fact that we have yet another day of TSP Rewind for a show today.  I want to apologize for running a  rerun for another day but it really is necessary.

Running an event the size of what we do is draining and spending 4 strait days talking to as many people as I can for as long as possible (which I feel is one of my major obligations during them) just takes its toll on my voice.

I honestly feel if I were to do a full show today I would risk injury to my vocal cords.  So I am resting them, if you listen to today’s rewind after the stock intro you will hear the bridge where I say, “Today we are rewinding to…….” I think it will make it clear that you and I are both better off without a show today.

Not only would it make this issue worse and make recovery take longer, the bigger issue is the quality of the episode would suck.  Thanks for understanding.

This Week and The Email Alerts and a Possible New Member of the Spirko Clan


So yesterday our site went down for a few hours.  I won’t bore you with why, just know that it did, this got our email alerts all out of sorts and today an email went out with three posts, one from today two from yesterday.  One more will go out today and we will be back to par.

Next I had planned on doing a Expert Council Show Friday and three rewind shows this week, it now looks like it will be four rewinds.

Here is why, yesterday we saw a beautiful German Shepard pup on our road, she was scared and ran from us.  We hooked up with neighbors on nextdoor and found she has been there over a week.  Someone must of dumped her, PRICKS.

So later today we are going to go hook up with the neighbors that she trusts and pick her up.  BUT we have 60 people at our home from Wednesday to Sunday morning, this is not good for a scared lost dog.  So we are taking her to our vet.  They will scan her to see if she has a chip and if so we can find her home.

If not we are paying for her shots and boarding until Monday and are going to take her in.  Well, on weeks like this my time is pushed anyway, so I am punting and doing a rewind Friday.

Next up as soon as I am done posting the rewinds today I am all in on property prep for our workshop.  Customer service responses will be slower than normal but will continue though the week.

I also want to let you guys know that we are videoing the entire event, well all the presentations.  Those videos will be entered into the MSB next week.  I thought it was a nice value add for MSB and worth the effort and expense to provide.

On this new dog, Dorothy said “we should just take her in”, so unless she is lost that is a done deal.  Here is the question, what do we name her?  I suggested Charlotte so we would have Charlie and Charlotte, but Dorothy vetoed that, so any suggestions are welcome.

Two New MSB Discount Vendors Added

I am pleased to announce two more great MSB Vendors were just added to the members area.  Here they are…

Forward Observer provides expert insight into SHTF intelligence, security, defense and warfare from intelligence professionals and special operations soldiers. Join over 400 subscribers already receiving intelligence reporting and training for SHTF preparedness and community security.  MSB Members receive a 10% discount on an annual or monthly account just use discount in the benefits section of the MSB.  To learn more visit,

The Shack Ultimate Hunting Blinds is a Michigan based company founded by hunters for hunters. We pride ourselves on having everything sourced from within the states and always strive to do right by our customers. Founded in 2008, we have continued to grow and improve upon our designs. Currently we use hand laid fiberglass construction that leads to a durable and light weight blind that will be with you for years to come. As a member and now partner to the TSP MSB we look forward to doing business with the family here by giving y’all a 10% discount on all of our models.  Just use the discount code in the benefits section of the MSB and learn more at

To use this discounts or any of the other 67 current discounts available to members just visit the members area and log into your account.  If you are not already a member consider joining the MSB today, over a year your membership will pay for itself many times over.

Don’t Miss PETV Presentation with Paul Wheaton

PETV Presentations

You can find all of the recorded presentations on the PETV On Demand Page

This week on PETV Presentations

Tuesday, October 10
1pm Pacific
2pm Mountain
3pm Central
4pm Eastern
Episode 14 – Paul Wheaton
More Details:
More details are available on the PETV Event Page
Topic: Rocket Mass Heater Stuff

Register Now

Keep up to date with, and register for, all of the free live presentations here.

Did you miss a presentation? No worries, all of the presentations are available On Demand and every presentation’s Q/A sessions are available for free. Check out the PETV Presentations On Demand Page.

Paul Wheaton


Paul is a strong advocate for the use and tinkering of rocket mass heaters – a wood burning stove design that utilizes the heat typically lost through exhaust piping in conventional designs as an additional heat source. The design is simple enough that anyone can build one, and can heat your home with as much as 90% less wood. Paul’s latest video series shows in great detail how to build and use a rocket mass heater several different ways – you can learn more here.
In addition to maximizing fuel efficiency with the exhaust piping, rocket mass heaters incorporate a thermal mass to more gradually distribute heat, and create a longer lasting heat source. Often times this is done by winding the exhaust piping through a beautiful cob bench, but in Paul’s DVD sets, he also covers pebble style rocket mass heaters.
Richsoil has a page packed full of information to get you started.

On Vacation – Starting Now!

vakayAs announced Dorothy and I are off to parts undisclosed for the next full week and a half.  TSP will return to regular episodes on Monday the 17th.

TSP Rewind seems like it is providing a good bit of fun looking back to the past and episodes are queued up all the way until next Friday so there will be a show ever day even though I am not here.

The big reason for this announcement is that I won’t be providing email responses to customer service and the like as swiftly as I usually do. I will be taking my laptop with me and I will respond to what is necessary but again this is an actual vacation so I am going to plan on a lot of down time with a wonderful wife who definitely deserves my full attention during our time away.

Hence expect delayed responses to emails from now until the 15th.  Thanks for understanding.

P.S. – We are not disclosing the location for a reason, it is called 10 days alone with two people that desperately need it.   Any texts or emails to the effect of “hey Jack, are you going to be in the _____ area, if so we can ______” will be deleted an ignored.  Seriously stop it, we know you guys mean well but this is “JUST US” time.


Announcing TSP Rewind – Podcast Blasts from the Past

rewindSo I am cramming to get things set so I can go on vacation.  Not some conference or event that I speak at and do public meetings at, an honest to God, nothing but me and my wonderful wife vacation.  Where?  We are so serious about this being that type of vacation this time, the location is Noneya and in None Ya Business.

Seriously we are off to parts unknown and going to spend about 10 great days together.  I was planning on doing a show today but instead I am going to start a new series called TSP Rewind.  It will appear in your normal podcast feeds and it will have a short intro telling you it is a Rewind Episode, then it will play an original episode from the past, minus the commercial introduction.

Regular episodes of TSP will return on Monday the 17th.  I will be working hard for the next two days to get all of this done, it isn’t as quick to do as it sounds but 9 in two days won’t be that tough and will give me time to batten down the hatches on the farm so our care takers have an easy go of things while we are away.

Get Started with Bitcoin at Coinbase – 10 Dollars in BTC for Free

btcbannerMany people want to get started with Bitcoin but are unsure how.  The best first step to me is going to Coinbase and setting up an account for free.  You then buy some bitcoin and you are all ready to go.  With Coinbase you can hold, sell and spend bitcoin and if you run a website they have tools to allow you to sell your products and services online for Bitcoin.

They are also in my personal opinion the safest way to keep bitcoin.  Their vault feature is pretty much iron clad, the levels necessary to get money out of a vault would require a hacker to first have your cell phone in hand, they would also have to hack two separate email accounts and you would have to not get multiple notices for a full 48 hours before the money would be available.  Your bank is likely not even close to being that secure.

Here is the best part though, right now if you set up an account with Coinbase  they will give you 10 dollars in free bitcoin as soon as you buy at least 100 dollars worth to put in your account.  Keep in mind you are not spending money here, you are simply converting it to BTC from USD, you still own it, you can turn it back to dollars anytime you want.  Frankly this is an instant 10% return on investment.

Anyway if you have been thinking about getting started with bitcoin this is a great time to do it.  Just click the banner in this post to be sure you get your free 10 dollars of BTC after you fund your account.

If you want to know more about Coinbase and bitcoin just listen to this podcast I did about a month ago.  By the way since I did that podcast the value of my bitcoin and ether has gone up about 10%.

Creating Gaia’s Garden Early Bird Special

Register Now

Join best-selling permaculture author Toby Hemenway and over 100 students for a dynamic and practical course on creating your home ecosystem. Imagine living in a yard that overflows with food and other useful products such as medicine, fiber, and building supplies. Your yard can also shrink home energy bills, extend your growing season, and be a comfortable outdoor space year-round in all but the harshest climates.

It can also help provide income and reduce your dependence on money. In this 5-session course, you’ll learn how to do all this, but there’s more: That same yard that gives you food, energy, and income security can also enhance wildlife habitat, sequester carbon, and provide a beautiful, restful sanctuary for you and your partners or family. If you enjoyed reading Gaia’s Garden, this course will show you how to bring that book to life in your yard. Those who complete this course will earn a certificate from the Permaculture Institute (USA).

Early Bird Special 

PermaEthos and Toby Hemenway are offering a HUGE discount on the course. The normal price is $299. If you register before October 1st you will get $100 off making the course only $199. If you are a PermaEthos founding member you will receive an additional $50 off.
Get the Early Birds Special Now

Live Class Dates and Times

Each live class lesson will be recorded in case you miss it or if you are unable to attend live. These will also be available for download!
Our live classroom software is compatible with iOS and Android devices as well as on the PC (Mac, Linux, Windows).

  • Lesson 01 – 6pm Pacific on October 6th
  • Lesson 02 – 6pm Pacific on October 13th
  • Lesson 03 – 6pm Pacific on October 20th
  • Lesson 04 – 6pm Pacific on October 27th
  • Lesson 05 – 6pm Pacific on November 3rd

Permaculture Institute Certificate

PI-USA logoThose who successfully complete the “Creating Gaia’s Garden” course will receive a certificate from The Permaculture Institute USA, a 501c3 non-profit organization founded in 1997 by Bill Mollison and Scott Pittman, and will also receive 10 credit hours toward a Diploma in Permaculture. PI-USA is one of the principal certifying organizations of the international permaculture community, and Toby Hemenway is a Field Director for the Institute, which means that he can offer certificates sponsored by PI-USA, and can mentor students through the Institute’s Diploma Program.

The Diploma in Permaculture is awarded to individuals who meet certain education requirements, achieve excellence in permaculture practice, demonstrate their commitment to permaculture ethics, and submit adequate evidence of their work to a committee of peers (College of Diplomats) for review and recommendations.

A permaculture design certificate course (PDC) is a pre-requisite for the diploma, but the credit hours from the ”Creating Gaia’s Garden” online course can be applied toward the diploma regardless of whether the student has completed a PDC prior to this course or not. The credit hours from this course cannot be applied toward the PDC at the present time. More information about PI-USA’s diploma program can be found at

Register for Creating Gaia’s Garden Now